Shubham fulfills the dream of quality home ownership for the vast non-salaried and informally employed populations in India. Shubham is an affordable-housing lender that caters to low-income, self-employed families in urban and semi-urban India. Shubham has developed an innovative credit model for customers with informal income by leveraging a state-of-the-art cloud-based MIS platform and an innovative underwriting process to obtain impressive operating efficiency.

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